Zakat Calculator 2026

Zakat is obligatory on every adult Muslim who is sane and who has owned wealth above the Nisab threshold for a full Islamic lunar year. It applies to men and women equally. A person who falls below the Nisab at any point during the year is not required to pay for that year. Children are not required to pay Zakat though some scholars hold that Zakat should still be paid on wealth owned by a child if it reaches the Nisab.

Zakat becomes due one lunar year after you first owned wealth at or above the Nisab. The date this happened is called your Hawl date. You must pay Zakat on the same lunar calendar date each year. Many Muslims choose to pay during Ramadan because of the extra reward but this is not a requirement. You can pay at any time as long as it is on time according to your Hawl date. Paying early is permissible. Delaying without reason is not.

Scholars have different opinions on this. The Hanafi school which is widely followed in Pakistan considers all gold zakatable regardless of whether it is worn or stored. The Maliki, Shafi'i and Hanbali schools generally exempt gold that is worn regularly as personal ornament. Since Hanafi is the most common school followed in Pakistan it is safer and more cautious to include all gold you own above the personal use limit when calculating your Zakat. Consult a scholar if you are unsure.

Zakat is on your total zakatable wealth and not just on your income or savings alone. It applies to the full amount of eligible assets you own at your Hawl date after subtracting deductible debts. Your income is not directly taxed but if income accumulates as savings or cash and is held above the Nisab for a full lunar year then it becomes part of your zakatable wealth. Some modern scholars do say Zakat can also be applied to monthly income before it is spent but the traditional position is based on accumulated wealth at the Hawl date.

You can give Zakat to some family members but not others. You cannot give Zakat to your parents, grandparents, children, grandchildren or spouse because you are already responsible for their financial support. You can give Zakat to your siblings, aunts, uncles, cousins or other relatives if they are in need and meet the eligibility conditions. Giving Zakat to a needy relative carries a double reward because it is both an act of Zakat and an act of upholding family ties.

To calculate Zakat on gold in Pakistan you need the total weight of your gold in grams and the current gold price per gram in rupees. Multiply the weight by the price to get the total value. Then multiply that value by 2.5 percent to get the Zakat amount. For example if you have 50 grams of gold and the price is 22000 rupees per gram the value is 1100000 rupees. Zakat on that is 27500 rupees. This calculator does the math automatically when you enter the weight and price in the Gold section above.

Yes. The market value of goods held for sale in a business is zakatable. You calculate the current market value of your total inventory on your Hawl date and include it in your zakatable wealth. Equipment and tools used in the business are not zakatable. Money owed to you by customers that you expect to receive is also zakatable. Money you owe to suppliers that is due within the year can be deducted from the total before calculating your Zakat.

Zakat is obligatory and has specific rules about who must pay it, how much, when and to whom it can be given. Sadaqah is voluntary charity that can be given to anyone at any time in any amount. Zakat purifies your wealth as a religious duty while Sadaqah is a voluntary act of generosity that earns additional reward. You cannot substitute Sadaqah for Zakat. They are separate obligations. Once your Zakat is paid you are encouraged to give Sadaqah generously on top of it.